Frequently Asked Questions

Whenever you pawn any item with us, we give you a total of 90 days (3 months) from the day that you pawn your item. We charge 13% per month depending on how long you have had your item with us in Pawn

The interest rate is calculated by month. so within the first 30 days of your actual loan is charged 13% of interests of what you borrowed. For example, if you pawned an item on the 5th of the month and come back on the 15th, you will be charged the 13% for the month.

We have a specific system to organize the items of our clients whatever it may be. We make sure to tag with a special number and saran wrap all of your items to keep accessories or any other smaller items from being lost or damaged. It is then assigned a space to our safe and secure storage areas within site. This helps to keep things organized and clean for when you come to pick back up your property! 

This happens more than what you would expect. In the case that you don't want to lose your loan from expiring from the initial 90 days given. And you also don't have the interest ready on hand to renew for a full 90 more days, you can always pay for an extension! The extension is offered for either 7 days or 14 days (1 week and 2 weeks respectively). This short term method allows you to buy some extra needed time to gather the necessary funds to renew your item or if given the chance to redeem your item out of pawn. This extension however DOES not apply towards the owed interest or the principal. This simply allows you more time. 

When you want to pay for your interests on an active loan, you can pay in either Cash, Zelle, or Debit Card. When it comes to redeeming your actual item, you do need to use CASH only as we give you cash a form of payment for your loan. In return when you come to pick up your item we expect to get cash back in return. 

Whenever you place an item on layaway you have to put down 20% down of the price of the item and are given 3 months to be able to pay on your item. There are no interest fees or storage fees making this option the most flexible. However, since this is a flexible option, we ask our patrons to keep on top of their monthly payments and to be sure to get their items out in a timely manner. Should you pass your due date on your monthly mandatory payment and don't make any attempt to pay, your layaway would then be forfeit. The 20% down deposit is NON refundable. The rest of what you had paid towards your item will be issued to your profile as store credit and not as cash back under any circumstance.

Whenever you purchase any item from us we give you a 48 hour window to return your item if it is for a legitimate reason such as it not actually working or clear function issues. We test every item for peak functionality.